Category: Understanding Your Credit Report and Score

Many people have only heard of the big three credit reporting agencies. But did you know there are 40 other smaller agencies that can collect information about you? Let's learn about who they are and...

We have all been there, you are ready to make your first big purchase, you apply for your first loan only to get a denial and have someone tell you that you are credit invisible and do not even have...

For many years people would say that medical bills were ignored by certain creditors when they were added to your credit report even though they affected your credit and your credit score negatively....

Much of the information on credit repair can be overwhelming. There is a lot of information out there in regards to credit repair and it is difficult to operate in society with bad credit. Many...

As a mortgage banker, I have had many people sit at my desk and tell me they have a good credit score only to pull their credit and find they have a low credit score. In order to get where you need...

Have you ever sat in front of someone when you are trying to obtain credit and they tell you your FICO Score? Where do lenders get a FICO Score? What does that number mean and how do the credit...