Posts by Tricia Snow

For many years people would say that medical bills were ignored by certain creditors when they were added to your credit report even though they affected your credit and your credit score negatively....

There are many people who do not want to take the time to repair their credit. They are either intimidated by the process or they have such busy lives they do not want to make time to do it...

Much of the information on credit repair can be overwhelming. There is a lot of information out there in regards to credit repair and it is difficult to operate in society with bad credit. Many...

As a mortgage banker, I have had many people sit at my desk and tell me they have a good credit score only to pull their credit and find they have a low credit score. In order to get where you need...

I have often heard people say that having a secured credit card or loan can hurt your credit. This is a myth that needs to be dispelled. The only way a secure credit card can hurt your credit is...

Have you ever sat in front of someone when you are trying to obtain credit and they tell you your FICO Score? Where do lenders get a FICO Score? What does that number mean and how do the credit...