Tag: Credit Score

Whenever I have someone in front of me and I am reviewing their credit report, it can be tempting to use terms that are common to me but foreign to people outside of the banking and credit world. The...

I was working at my first mortgage job when the owner of the company suggested that my client should get someone to lend her their credit tradelines. What? How is adding someone to your tradelines...

Many people do not have a thorough understanding of the credit system and how it works. I have had many people sit at my desk as who had at some point made decisions about their credit that...

You are just starting to build your credit file and the question is what types of credit will help to build the highest score in the least time possible? Understanding what credit mix is helpful to...

As a mortgage banker, I have had many people sit at my desk and tell me they have a good credit score only to pull their credit and find they have a low credit score. In order to get where you need...

Many of us have been there. Your score was too low or non-existent to qualify for new credit yet you need credit to raise your score. You are what is called, Credit Invisible. I am here to tell you,...