Category: Understanding Your Credit Report and Score

Why do you need to know how to read and analyze your credit report? You are ready to rebuild your credit and you have ordered your credit reports from AnnualCreditReport.com. But what exactly are you...

Whenever I have someone in front of me and I am reviewing their credit report, it can be tempting to use terms that are common to me but foreign to people outside of the banking and credit world. The...

Many people do not have a thorough understanding of the credit system and how it works. I have had many people sit at my desk as who had at some point made decisions about their credit that...

There are three main credit bureaus or credit reporting agencies that you need to be aware of when learning about the US Credit System and how it works. EquifaxExperianTransUnion You need to...

You are just starting to build your credit file and the question is what types of credit will help to build the highest score in the least time possible? Understanding what credit mix is helpful to...

Everyone who has looked at their credit knows there are three major credit reporting bureaus but did you know there is a fourth credit reporting bureau? It is important to know about Innovis because...