Category: Repairing and Restoring Your Credit

Whenever I have someone in front of me and I am reviewing their credit report, it can be tempting to use terms that are common to me but foreign to people outside of the banking and credit world. The...

I was working at my first mortgage job when the owner of the company suggested that my client should get someone to lend her their credit tradelines. What? How is adding someone to your tradelines...

You are ready to purchase your first home and you pull a credit report so you can prepare for the mortgage process only to find that there are multiple collections on your credit report. Once you do...

Some collection companies are willing to delete negative information if the consumer is willing to pay the debt. However, in recent years the credit reporting bureaus have frowned upon this practice....

In a study conducted by the Consumer Financial Protection Bureau, it is estimated that 26 Million Americans are Credit Invisible and have no credit file or a credit score and are looking to improve...

How do you get late payments removed fast? We have all had it happen to us. There was an emergency, lack of funds or you just simply forgot to make a payment on a bill. 30 days later you see that...