Posts by Tricia Snow

You have received your denial letter and the reason for decline is an insufficient credit history. But how do you get credit if no one will give you credit? Having an insufficient credit history...

I was working at my first mortgage job when the owner of the company suggested that my client should get someone to lend her their credit tradelines. What? How is adding someone to your tradelines...

You are ready to purchase your first home and you pull a credit report so you can prepare for the mortgage process only to find that there are multiple collections on your credit report. Once you do...

Many people do not have a thorough understanding of the credit system and how it works. I have had many people sit at my desk as who had at some point made decisions about their credit that...

There are three main credit bureaus or credit reporting agencies that you need to be aware of when learning about the US Credit System and how it works. EquifaxExperianTransUnion You need to...

Not all credit-builder or secured credit cards are created equally. Some will offer easy qualifying but also hit you with high rates and annual fees. I will go over the...